Malaysian Fintech Instapay Named to CB Insights’ Global Fintech 100

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Malaysian Fintech Instapay Named to CB Insights’ Global Fintech 100


Instapay Technologies, a Malaysian fintech centered on monetary inclusion, has been named to CB Insights’ 2025 Fintech 100, recognising it among the world’s most promising personal fintech firms. The recognition follows the company’s current $3million (MYR 13million) Series A2 funding round, underscoring its regular momentum in serving the underbanked and migrant workforce across Southeast Asia.

Instapay was included in the annual checklist—which options early- and mid-stage startups—for its modern digital fee platform. This platform permits corporates to pay salaries instantly into their migrant employees’ Instapay e-wallets, offering them with entry to formal fee channels, lowering transaction prices, and enabling digital cross-border remittance.

Driving monetary inclusion for the underserved

Rajnish Kumar, co-founder and CEO of Instapay Technologies

Founded with a imaginative and prescient to present monetary inclusion to underserved buyer segments, significantly overseas migrant employees, Instapay has quickly grown to service tons of of corporates for payroll accounts. The company has constructed a digital payroll and remittance ecosystem that permits sooner, safer, and more reasonably priced entry to monetary providers for those traditionally excluded from the conventional banking system.

Rajnish Kumar, chief govt officer of Instapay, welcomed the recognition. “We are delighted and honored to be recognised by CB Insights and to be listed amongst the top 100 fintechs in the world,” Kumar said. “This recognition is a validation of our team’s work and the impact we are making in the communities we serve. We remain committed to introducing innovative financial products and services that are suitable and affordable for this segment”.

Instapay’s e-wallet permits employees to handle digital cross-border remittances, invoice funds, and cellular top-ups. Furthermore, the company points a Mastercard that is accepted globally for purchases and ATM money withdrawals.

Infrastructure to form the future of finance

Instapay’s inclusion in the CB Insights’ checklist highlights a rising pattern of firms leveraging superior applied sciences to build the new spine of finance.

Laura Kennedy, principal analyst at CB Insights, famous the shift in focus. “This year’s Fintech 100 showcases a new generation of companies turning AI, automation, and digital assets into the backbone of financial infrastructure,” Kennedy said. “This year’s winners are building infrastructure that will shape the future of financial services”.

Instapay was chosen based on a number of components, including CB Insights datasets on deal exercise, business partnership, investor strength, and hiring momentum. The recognition not only validates Instapay’s mannequin however also underscores Malaysia’s emergence as a (*100*) participant in impact-driven monetary technology across the Asia-Pacific area.



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